Contraceptives and Health Insurance - Why isn't going to Pay

Why do Insurance policies to purchase your men to buy Viagra but won't fork over birth control for female?

This is a everyday question that touches on what seems to be  sexual discrimination on the part of health Insurance companies.

It Helps to remember that not all policies the actual same rules. Mostly, it's reliant on the kind of coverage you will have.

Group health Insurance results, the kind a business buys like a benefit for employees, are likely to purchase birth control. Individual results, that people buy through the Insurance company, were not.

Group plans will insurance policies Maternity, so preventing Pregnancy is Helpful to remain costs down.

Individual plans only offer Maternity coverage if you choose the Maternity rider and pay extra. If you pay the extra policy, the delivery costs won't be paid by the Insurance sweetheart anyway, so they don't lower their expenses by paying for contraceptive.

In addition, individual results are medically underwritten, meaning that not men and women applicants are accepted and the pricing when you are accepted varies from one person to an alternative.

Rates for underwritten policies are afflicted with an applicant's status regarding factors like age, weight and if the applicant takes medication. The Insurance company charges more those of you that take medications because the costs of paying for it's person's medical expenses could be higher than for someone who does not basically medication.

So, even about the individual plan did cover birth control pills, the policyholder would probably pay for more than the contraception pills are worth.

It is also true that Insurance companies commonly single pay for services who're "medically necessary". While they will argue about whether The blue pill or Cialis are medically necessary, erectile dysfunction is definitely, by definition, a condition when a normal biological function is not working properly. Ovulation, on the other hand, is totally natural. Absolutely not dysfunction at all.

So, while gender discrimination is all too common in this world, it is not the real explanation for this  apparent unfairness lively health Insurance.

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